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My First 10k!

Hey! So it's been about 30 seconds since my first post, but that was more of an intro, so that doesn't count, right? Anyway, the reason I even started this today was to share (what I see as) my first milestone! Today, November 2nd, 2019,  I have reached my first $10,000 in my retirement account. And I am pumped! I made it happen faster than it would have, normally, but I couldn't help it, it was too close to resist. In September of 2018, I started a Roth IRA (Individual Retirement Account) to begin my retirement savings. I decided to use a Roth IRA because the designed tax advantage is better suited for my current income and tax burden. I started late in the year and was fortunate to receive a generous gift from my grandparents to help kick off and make my 2018 match without completely depleting my emergency savings. But since 2019, I have been on track to max out this year as well. Every month I deposit $500 to my account straight into the index fund I am currently i...

We all start somewhere...

Hey Friends! I am writing this for my friends and whoever to follow, so let me set some blog rules. 1. I am not a writer, so my writing may not be grammatically correct or exciting. If you would like to comment on my writing, I am accepting applications for a volunteer editor. Please apply in the comment section. 2. This is not a guide of any sort. I am not an expert in anything, really, so read everything with the knowledge that I don't know it all.  I will write about things I have done that lead me to success or failure. Some posts may sound instructional, but it's all based on my own opinions. 3. Read it or don't read it, I don't really care. But if you do, thanks! :) Here we go! When I moved to NYC last July, I started a blog that lasted about five posts. I wanted to write about fashion and clothes, but my life shifted, and really, I stopped shopping and wearing my nice stuff altogether. Why did my life shift? Well, the move left me with a bunch of change...