Hey! So it's been about 30 seconds since my first post, but that was more of an intro, so that doesn't count, right? Anyway, the reason I even started this today was to share (what I see as) my first milestone! Today, November 2nd, 2019, I have reached my first $10,000 in my retirement account. And I am pumped! I made it happen faster than it would have, normally, but I couldn't help it, it was too close to resist. In September of 2018, I started a Roth IRA (Individual Retirement Account) to begin my retirement savings. I decided to use a Roth IRA because the designed tax advantage is better suited for my current income and tax burden. I started late in the year and was fortunate to receive a generous gift from my grandparents to help kick off and make my 2018 match without completely depleting my emergency savings. But since 2019, I have been on track to max out this year as well. Every month I deposit $500 to my account straight into the index fund I am currently i...
Welcome! This is a space I will share some of the goods and bads of my normal life. I will talk a lot about my financial journey, as well as other life optimizing changes/strategies I will attempt. Let's see where this goes!